Mortgages

SAVE TIME & MONEY!

Move into your new house or refinance your existing home faster with 1st Source. We make applying for a mortgage quick and easy so you can get a jump on the best available rate. It only takes a few minutes, and you'll know if you're approved in no time.


PLUS - Apply online today and receive a $500 credit at closing!*

READY TO GET STARTED?

Go ahead and click. We'll review your completed application for instant online approval, and an experienced mortgage professional will follow up to answer all of your questions. HINT: Requires Internet Explorer 7 (or higher), Mozilla FireFox or Google Chrome.

Let 1st Source Bank keep an eye on interest rates so that you don't have to! We will e-mail you when rates reach your goal or if you prefer, we'll e-mail current rate information on a regular basis.

Sign up for Rate Watch.

Looking for a no down payment VA loan or a low down payment FHA loan?

You've come to the right place!


FIRST-TIME HOMEBUYER?

Our first-time homebuyers guide can also help. It's a valuable tool for finding answers to questions about the home-buying process.

If you already have a mortgage and are experiencing mortgage payment hardship, call us at 1-800-621-8329 to discuss your options. We are here to help.

$500 Offer Details

* Subject to credit approval. $500 credit applied at closing. Offer valid only for owner-occupied dwellings in northern Indiana, southwest Michigan and Florida with a maximum loan-to-value ratio of 80%. Cannot be combined with any other offers. Not available for mortgages involving Homeownership Opportunities Program (HOP) grant funds. 1st Source checking account required. Offer expires November 30, 2017.

Today's Featured Rates

Conventional Mortgages
30 Year Fixed Rate
 Rate  APR  Points
 4.125%  4.197%  0.000%
20 Year Fixed Rate
 Rate  APR  Points
 4.125%  4.224%  0.000%
15 Year Bi-Weekly
 Rate  APR  Points
 3.625%  3.917%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 3.500%  3.625%  0.000%
20 Year Bi-Weekly
 Rate  APR  Points
 4.250%  4.481%  0.000%
FHA Mortgages
FHA 30 Year Fixed Rate
 Rate  APR  Points
 3.875%  4.654%  0.000%
VA Mortgages
VA 30 Year Fixed Rate
 Rate  APR  Points
 3.875%  4.210%  0.000%

Personalized Quote



*APR is Annual Percentage Rate